Budgeti-Scape

Stress-free loan planning at your fingertips

Easily calculate repayments and interest
Factor in offset accounts, regular deposits, and lump sum payments
See how extra repayments impact your interest and payoff timeline
Optimize your loan strategy to save big

Mortgages, car loans, personal loans - managing multiple debts can feel overwhelming. Our loan calculator takes the guesswork out of your finances, empowering you to make informed decisions about your loans.

Whether you're a first-time homebuyer or a seasoned investor, this calculator is your ticket to debt-free living. Unlock the power of offset accounts, additional deposits, and lump sum repayments to pay off your loans faster and save a bundle on interest. Take the stress out of loan planning and enjoy the freedom of financial control.

1 Loan Details

Interest Rate:

Loan Amount:

Loan Term Years:

Loan Term Months:

Loan Payment Frequency:

2 Offset Details

Offset Balance:

Offset Deposit Frequency:

Offset Deposit Amount:

Offset Expense Frequency:

Offset Expense Amount:

3 Repayment Details

Scheduled Payment Frequency:

Scheduled Payment Amount:

4 Lumpsum Payments

LumpSum Payment Frequency:

LumpSum Payment Amount:

LumpSum Payment To:

Results:

1 Loan Summary

Loan to be paid in	0 years 0 months
Repayments	$0 monthly
Total Interest to be paid	$0
Total Cost of the loan	$0

2 Repayment Summary

Total Loan Paid in	0 years 0 months
Repayment	$0 monthly
Total Interest Paid	$0
Total Cost	$0
Total Interest Saved	$0
Reaches lower interest by	0 years 0 months
Reaches $0 interest by	0 years 0 months

3 Breakdown

#	Repayment Date	Principal Paid	Interest Paid	Extra Payment	Balance

Loan Calculator